by Charlotte Vale-Allen

Annabel Abbott's twin sister Julia has committed suicide. This act turns Annabel's life upside down. She simply cannot comprehend why Julia, who had everything, would call her life a senseless rip-off and put an end to it. While Annabel, the studious one, the boring insurance consultant, has doggedly kept moving forward year after year. The detectives who have responded to her call have no explanations to offer, but one of the pair, Harry Schoenman, is very taken with Annabel and offers unexpected comfort.

Their brief affair results in Annabel's pregnancy and also inspires her decision to create a special pregnancy insurance company for women. Working with her feisty assistant Joan and her equally feister lawyer, Frieda, Annabel begins putting her company together -- along the way encountering nonstop negativism from the men with whom she has to deal.

Surprisingly, the person who seems to understand best what it is she's attempting to do, and who takes a personal interest in Annabel is her doctor, Rhys Bowen.

As Annabel's due date draws nearer, she is forced to turn everything over to Joan and, resigned, goes home to wait for the arrival of the baby. And, frighteningly, the birth of the child proves as daunting and dangerous -- but, finally, as deeply rewarding -- as everything else in her life.

Published by Island Nation Press